LoanFactory LogoWE DARE YOU TO COMPARE

Mortgage Rate Comparisons

Loan Factory vs. Wells Fargo

Rates as of Thursday, November 13, 2025 - 2:00 PM (Pacific Time)

Loan Factory Logo
Rate5.75% (APR=5.762%)
Points/ Credits$406
Payment$1,867
Save $47,010 over 30 years

Wells Fargo

Rate6.25% (APR=6.415%)
Points/ Credits$10,336
Payment$1,970
Save $0 over 30 years

Assumptions: Purchase price: $400,000. Loan amount: $320,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Chase

Rates as of Thursday, November 13, 2025 - 2:00 PM (Pacific Time)

Loan Factory Logo
Rate5.75% (APR=5.804%)
Points/ Credits$725
Payment$2,083
Save $17,838 over 30 years

Chase

Rate6.125% (APR=6.205%)
Points/ Credits$2,853
Payment$2,127
Save $0 over 30 years

Assumptions: Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Citibank

Rates as of Friday, August 22, 2025 - 2:00 PM (Pacific Time)

Loan Factory Logo
Rate5.75% (APR=5.785%)
Points/ Credits$563
Payment$875
Save $22,522 over 30 years

Citibank

Rate6.375% (APR=6.566%)
Points/ Credits$1,125
Payment$936
Save $0 over 30 years

Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Bank of America

Rates as of Thursday, November 13, 2025 - 2:01 PM (Pacific Time)

Loan Factory Logo
Rate5.5% (APR=5.537%)
Points/ Credits$804
Payment$1,136
Save $35,122 over 30 years

Bank of America

Rate6.25% (APR=6.462%)
Points/ Credits$1,726
Payment$1,231
Save $0 over 30 years

Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Guaranteed Rate

Rates as of Thursday, November 13, 2025 - 2:01 PM (Pacific Time)

Loan Factory Logo
Rate5.75% (APR=5.769%)
Points/ Credits$725
Payment$2,043
Save $15,520 over 30 years

Guaranteed Rate

Rate5.9% (APR=6.227%)
Points/ Credits$4,365
Payment$2,076
Save $0 over 30 years

Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Better.com

Rates as of Thursday, November 13, 2025 - 2:01 PM (Pacific Time)

Loan Factory Logo
Rate5.5% (APR=5.536%)
Points/ Credits$643
Payment$908
Save $20,917 over 30 years

Better.com

Rate6% (APR=6.173%)
Points/ Credits$3,200
Payment$959
Save $0 over 30 years

Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit: 760+. Single Family Residence. Primary Residence. 30-day lock

We use cookies to ensure the most optimal browsing experience on our website. By visiting our site, you are agreeing to the use of these cookies.
READ MORE